Imagine sending your users local discounts when they walk into the store.


The only merchant-funded loyalty platform that delivers instant savings at local merchants with your branding throughout.

How Does It Work?

  • Larky cultivates great discounts with merchants in your community.
  • We build iOS and Android mobile apps branded with your name and logo.
  • We send smartphone alerts to your users when they are physically near a qualifying discount – so they get instant savings – all thanks to you.
  • Users pay with your institution’s credit/debit card – so you earn interchange revenue. Each customer typically saves $1,000+ per year.
  • Our seamless, simple sign-up requires no integration, and users don’t provide any confidential information.
  • We provide member support, consistent marketing, and merchant management.


Increase Client Loyalty & Delight

With instant point-of-sale discounts and exclusive deals, your customers save money thanks to you. No points accrual or delayed cash back – just immediate savings (and lots o’ love).

Support Local Business & Your Community

Your customers are rewarded to shop locally, and that rewards local merchants too. Revenue stays in your local economy and improves the community.

Differentiate from Competitors

When your business is considered a commodity, standing out is mission-critical. Go beyond the basics and help your clients save and stay informed during their daily routines.

Some of our Clients & Partners

Lake Trust Credit Unioncoasthills_logoChristian Financial Credit UnionChelsea State BankBlue Cross Blue Shield of MichiganFilene Research Institute

Would you like to see how larky could work for your organization?

Request a demo, and we’ll show you Larky in action.

Request a Demo

What Our Clients Say

“Competition is fierce for our members’ wallet share. We knew that in order to gain and maintain top-of-wallet status with our membership, we needed to do something to build more loyalty in our credit and debit card products.”

Rebekah Monroe

Marketing Manager, Christian Financial Credit Union


69% of consumers would switch to a bank or CU that gave them preferential treatment.


79% said they would be more loyal “if my financial institution told me about ways to save $.”


50% of financial products are bought from non-primary institutions.


72% of consumers respond to marketing messages they receive in sight of a retailer.

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Use mobile to increase card swipes and build loyalty. Learn how in our free webinar.

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